The SBI Equity Hybrid Fund is a hybrid mutual fund that invests in a mix of equity and debt securities. This gives investors the potential to earn higher returns than a pure equity fund, while also reducing risk by investing in debt securities.
Key features of the SBI Equity Hybrid Fund
| Feature | Value |
| Investment objective | To provide investors with long-term capital appreciation along with the liquidity of an open-ended scheme. |
| Asset allocation | 77.69% equity and 17.88% debt |
| Investment strategy | Invests in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in fixed income securities. |
| Performance | 3-year annualized return of 16.01% as of August 19, 2023. |
| Expense ratio | 1.45% |
| Rating | CRISIL rating of 1, which is the highest rating for a hybrid fund. |
Performance Analysis
| Fund | 1 Year | 3 Years | 5 Years | Since Launch |
| SBI Equity Hybrid Fund | 11.63% | 16.98% | 11.53% | 15.46% |
| ICICI Prudential Balanced Advantage Fund | 10.23% | 15.45% | 10.52% | 14.24% |
| HDFC Balanced Fund | 10.74% | 15.26% | 10.75% | 14.58% |
As you can see, the SBI Equity Hybrid Fund has outperformed the other two funds in all time periods. However, it is important to note that past performance is not a guarantee of future results. You should do your own research before investing in any mutual fund.
Top Holdings in SBI Equity Hybrid Fund
| Stock | Weighting |
| HDFC Bank Ltd. | 10.38% |
| ICICI Bank Ltd. | 5.84% |
| Bharti Airtel Ltd. | 5.28% |
| State Bank of India | 4.87% |
| Infosys Ltd. | 3.85% |
| Divis Laboratories Ltd. | 3.52% |
| Bajaj Finance Ltd. | 3.38% |
| MRF Ltd. | 3.13% |
| Kotak Mahindra Bank Ltd. | 2.99% |
| Reliance Industries Ltd. | 2.90% |
These stocks make up a significant portion of the fund’s total assets, and their performance will have a major impact on the fund’s overall returns. It is important to note that the fund’s holdings can change over time, so it is always best to check the latest portfolio before investing.
The fund also has a small exposure to other asset classes, such as money market instruments and gold. These assets are held to provide some stability to the fund’s portfolio and reduce its overall risk.
Overall, the SBI Equity Hybrid Fund has a diversified portfolio of assets that can help investors achieve their long-term financial goals. However, it is important to remember that all investments carry some risk, and you should do your own research before investing.
Whether you’re aiming for capital appreciation, stability, regular income, or a combination of these factors, this fund could be a valuable addition to your investment portfolio. As with any investment decision, it’s essential to conduct thorough research, understand your risk tolerance, and consult with financial advisors before making a choice.
